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Release

Release Notes Version 1.8.2

We just published version 1.8.2 of the 22 Dividends app. We fixed and improved several minor issues. The biggest change was the improvement of the YOC and cashflow computations.

Features

Display Currency

Users can now choose the Brazilian Real (BRL) as display currency. The display currency can be different from the currencies of the stock exchanges your stocks are traded at. The display currency is interesting for people who use other currencies than the USD in their everyday life.

New Transaction Flavor Icons

We updated two of the harvest and limit-loss flavor icons to better distinguish them:

Harvest: Sell shares with a gain. The position is not closed.
Limit-Loss: Sell shares with a loss. The position is not closed.

For more information on transaction flavors please see: Transaction Flavors.

Edit Transaction Page

The number fields of the edit transaction and new transaction pages are no longer limited to two decimal places.

Cashflow and YOC Computation

We improved the computation of the “yearly dividend per share” value.

The computations of the cashflow and YOC are based on the yearly dividend per share value. We will publish an extensive article which explains all internal calculations.

See also: dividend yield

Dividend Calendar Help Page

We added a help page to the dividend calendar page. The help page explains how the different values are computed and visualized.

Pay Day Help Page

We added a new help page to the pay day page. The help explains the new computation of the YOC values in different parts of the app.

See also: dividend yield

Bugs

Display Currency

The display currency was not properly applied to the portfolio page.

Dividend Watch

The dividend watched showed a “n/a” label when the previous dividend was “too far” in the past and the next one was not yet announced.

Split-Adjustment of Dividends

There was an issue with the adjustment dividend payments to dividend splits when the split was “too long” in the past. We improved the update mechanism.

Dividend Calendar

The pay day icon that gets shown when a stock pays dividends was also shown for years in the past. Now, it should only appear for the current year.

The 22 Dividends app is available for:

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Categories
Books

Dividend Growth Machine

People think they act rationally with their money and investments, but they don’t. You don’t. And I don’t, either.

Nathan Winklepleck

In the first part Nathan derives the ideal properties of the perfect retirement strategy.


The second part dives into dividend growth investing and shows how it gets close to the perfect retirement strategy.


The author also explains concepts like dividend yield and dividend growth as well as how dividend reinvestment fueles the exponential growth of your dividend cashflow.


The final part discusses how to put the dividend growth investing strategy into practise.


We recommend you this book if you are new to dividend growth investing. It also helps you to understand the concepts implemented in the 22 Dividends app.


The book is compact: you should be able to finish it easily on a weekend.


Nathan offers the book as free PDF on his homepage. If you want to support the author as well as us you can use the affiliate link to Amazon where you can find an ebook as well as a paperback version.

Amazon Affiliate

Free PDF

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Release

Release Notes Version 1.8.0

Features

DRIP transactions

The app now supports a third type of stock transaction: Dividend ReInvestment Plan (DRIP) transactions.

DRIP transactions can be used to explicitely tell the 22 Dividends app that you have reinvested dividends. This enables the app to calculate the performance gain caused by the reinvested dividends.

Using DRIP transactions is optional. You can also continue using ordinary BUY transactions instead. However, it limits the app’s possibility to estimate your correct dividend growth performance.

Please note: we will extend the performance charts for DRIP transactions in later versions. Meanwhile, you can already add your DRIP transactions.

Improved Dividend Prediction

The dividend calendar predicts future dividend payments. In earlier versions, dividends were predicted per month. Now, the dividend prediction is done per stock position. So, you can see whether you are entitled to a dividend payment in the calendar for each stock.

Predicted dividend payments are visualised in gray italic text.

Moreover, we also improved the prediction of the future dividend value.

Other

We improved many many smaller details. For example, dialogs have no a common heading, we adapted the colors of the date/time dialogs to the application, we incorporated a new book recommendation, book recommendations have now an improved layout, etc.

Bugs

We fixed many smaller bugs.

The 22 Dividends app is available for:

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Categories
Release

Release Notes Version 1.7.1

Features

Dividend Composition Pie Chart

We added a new pie chart that allows you to analyse the composition of your dividend income stream. It depicts the percentage each stock contributes to your current yearly dividend income.

The new ‘Dividends’ tab with the dividend composition pie chart.

Shopping List Events Optional

You can now switch-off the display of dividend events of shopping list items in the settings menu.

New menu in the app’s settings.

Bugs

We fixed a number of bugs:

  • System text size scale got fixed
  • Improved handling of special dividends
  • Fixed sort order of history view
  • Fixed transaction browser year filter bug
  • Fixed problem with pay day icon in the calendar view
  • Stock quick selection grid is now scrollable
  • Fixed bug in refresh functionality
  • Improved dividend income prediction

The 22 Dividends app is available for:

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Categories
Books

The Art of Execution

How the world’s best investors get it wrong and still make millions.
Lee Freeman-Shor

The trick is not to learn to trust your gut feelings, but rather to discipline yourself to ignore them. Stand by your stocks as long as the fundamental story of the company hasn’t changed.

Peter Lynch

Certainly, you already asked yourself the question how to manage winning and loosing position in your portfolio.

This fantastic book analyses the behaviour of 45 of the best investors world wide between 2006 and 2013. The investors had between $20 to $150 million USD at their disposal, each.

The book is written very pragmatic without chitchat. The author groups the observed positive and negative behaviour patterns into five groups. He also discusses the underlying psychological phenomena that cause the behaviour. Can you recognise yourself?

Do you have the traits of a “rabbit” or are you a cold-blooded “assassin”?

The book is structured into the two parts “I am loosing – what should I do” and “I am winning – what should I do”. The concluding chapter summarises the observed “habits of success”. Finally, the author provides two checklists for winning and loosing positions.

Can you find the described behaviour patterns in your trading history in the 22 Dividends app?

If you are want to buy Lee’s book you can support us by buying it via this affiliate link:

Amazon Kindle

Categories
Books

One up on Wall Street

How To Use What You Already Know To Make Money In The Market.
Peter Lynch

The trick is not to learn to trust your gut feelings, but rather to discipline yourself to ignore them. Stand by your stocks as long as the fundamental story of the company hasn’t changed.

Peter Lynch

Remember, things are never clear until it’s too late.

Peter Lynch

Peter Lynchs’ book “One up on Wall Street” from 1989 is a must-read for new investors. It already sold over one million copies and the provided advice doesn’t get old.

In his book, Peter explains his approach to the stock market with a focus on individual private investors: How to pick stocks? Which stocks to avoid? How to design a portfolio and do risk management? He also explains why individual investors have an edge over institutional ones.

The concepts and ideas of Peter’s book One Up on Wall Street serve as an inspiration for the design of the 22 Dividends app.

If you are want to buy Peter’s book you can support us by buying it via this affiliate link:

Amazon Kindle

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Release

Release Notes Version 1.7.0

Features

New Stock Exchanges

We added following two new US stock exchanges:

Symbol (MIC)Name
XNMSNASDAQ Global Market
XNCMNASDAQ Capital Market
New supported stock exchanges.

Moreover, the app also lists publicly listed Limited Partnerships (LPs).

Reactivated History View

Upon request we reactivated the history view that was replaced in version 1.6.0 by the transaction browser. It can now be opened using the page selection menu:

You can open the history view now via the page menu.

The history view is now read-only. Transactions can be added/deleted/edited via the portfolio view or the transaction browser.

Special Dividends

We improved the handling of special dividends. Following changes were made:

Pay Days Page. The ‘Pay Days’ page now highlights special dividend payments:

GBL normal and special dividend payments.

Calendar. The calendar view now shows special dividend payments:

Normal and special dividend payment for GBL in June.

Moreover, the calendar depicts special and normal dividend payments separately in the payment cell. The summary cells aggregate all payments.

Redesign Shopping List View

Some users want to track stocks without holding any shares. For this user group we added the dividend watch to the shopping list view:

Shopping list entries now show the dividend watch.

Added Shopping List Entries to Pay Day Page

The ‘Pay Days’ page now also shows dividend events for shopping list entries:

Dividend events are now also shown for shopping list entries.

Bugs

Year-Filter

There was a bug in the year filter of the transaction browser when the last transaction of the selected year was deleted.

Dividend Payment Prediction

There was a bug on the ‘Calendar’ page where the future payment months were not computed correctly.

The 22 Dividends app is available for:

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Categories
Release

Release Notes Version 1.6.0

We just released version 1.6.0 of the 22 Dividends app for iOS and Android. We also recorded a video that introduces the new features:

Features

Transaction Browser

The biggest change is the replacement of the history screen with a transaction browser.

The new transaction browser for managing your stock transactions.

The transaction browser provides you an overview of all your stock transactions. You can filter transactions for year and/or stock. The transaction browser also allowed us to get rid of the “empty” positions of the portfolio screen which were confusing to new users.

New Tap-Gestures

You can now use the double-tap gesture to open stock positions and transactions. Moreover, you can use a long-tap on the transaction browser to select a certain stock as filter.

Improved Help

We use icons to indicate the ‘flavor’ of a transaction (e.g. average down/up). If you tap the flavor-icon you now get an explication of the different transaction types.

Redesigned Search and Transaction Editor

We redesigned the stock search page and the page for editing transaction details. Besides the search bar the search screen now shows a quick selection list that allows you to create transactions for a stock of your portfolio without searching the stock.

Bugs

We also incorporated many technical updates.

The 22 Dividends app is available for:

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Categories
Release

Release Notes Version 1.5.0

We just released version 1.5.0 of the 22 Dividends app for Android and iOS.  It comes with a completely redesigned overview page, several bug fixes, and smaller improvements.

The new overview page.

The new overview page has three new charts: (i) a 12 month average cashflow chart, (ii) a monthly buy/sell volume chart, and (iii) a portfolio composition pie chart. It allows you to better track the development of your portfolio over time.

Features

12 Month Average Dividend Income Chart

This charts depicts your monthly income as bars. Moreover, it computes the trailing 12 month average income: how much dividends you received during the previous 12 months. You can select a certain year to visualise historic data.

The TTM (Trailing Twelve Month) option shows the previous 12 months.

The new 12 month average dividend income chart.

Monthly Buy/Sell Volume Chart

This chart aggregates your buy and sell transactions for each month. Buy transactions are visualised in green and sell transactions in red. Similar to the income chart you can select past years.

The new buy/sell volume chart.

Portfolio Composition Pie Chart

The portfolio composition chart depicts a pie chart of the stocks in your portfolio.

The new portfolio composition chart.

Bugs

Exporter Bug

There was a bug in the exporter that prevented the transactions from being exported to Google Sheets.

Chart Update Bug

We fixed a bug that prevented some stock charts from being updated properly.

Others

We updated many technical details.

Categories
Release

Release Notes Version 1.4.0

Version 1.4.0 is a mayor update that brings many improvements like a new color theme and a redesign of the portfolio screen with dedicated views for “Cash Flow” and “Value Gain”. We also improved the performance and fixed several bugs. Here is an overview:

Features

New Design

We changed the color theme of the app. We no longer support a separate dark and light themes. To be honest, the old dark theme was not very appealing. If there is a demand for it we might introduce a new dark theme in the future. Currently, we want to focus on one theme only.

New Portfolio Screen

The portfolio screen is the central place of the app where you get an overview of the stock positions in your portfolio. Instead of having one complex view we split-up the old view into two new views.

The new portfolio screen of the 22 Dividends app.
  • Value Gain View: The value gain view highlights several important value related to the share price and the value appreciation of your stock position. See below for more details.
  • Cash Flow View: The cash flow view shows values related to the dividend payments you receive by a company. See below for more details.

Value Gain View

The value gain view is designed to provide you a compact of the value appreciation of the stock positions in your portfolio.

  • Value Gain: The amount of money you gained or lost since you purchased the shares. The green or red triangles indicate a winning or a loosing position.
  • Value Gain (%): The ratio between the value increase or decrease of your stock position in relation to the average purchasing value. It is the same value as “Value Gain” just expressed as percentage.
  • Avg. Share Price: The average price per share you payed for your position. It is computed across all transactions for a stock in your portfolio.
  • Mkt. Price: The current price per share at the stock exchange. So, you can easily see where the shares currently trade in comparison to your average share price.
  • 52 Week Min/Max: The 52 week min/max bar shows you the current price per share in relation to the minimum and maximum share price during the previous 52 weeks. It helps you to spot buying opportunities and also reduces possible distractions by the daily volatility in the stock market.

Cash Flow View

The “Cash Flow” view of the portfolio screen visualizes values that help you to evaluate how well your stock position is doing or whether there is a buying opportunity.

The new Cash Flow view of the portfolio screen.
  • Cash Flow: The aggregated annual dividends payed by the stock position in currency (e.g. US Dollar).
  • YOC: The “Yield on Cost” is the ratio between the annual dividends and the purchasing price of the shares. It is expressed in percent. You could say it is the percentage of your initially invested money that you get back each year by dividend payments.
  • Avg. Start Yield: Well run companies increase their dividend payments regularly. Thus, the YOC increases over time without doing anything – just holding the shares. The “Average Start Yield” is the average YOC of each share at the point in time when you bought them. The difference between the current YOC and the Average Start Yield shows you the dividend increases or decreases since you bought the shares.
  • Mkt. Yield: The Market Yield field depicts the current dividend yield if you bought shares now.

Dividend Watch

One new handy feature of the 22 Dividends app is the so called “Dividend Watch”. It visualizes the time between the previous and the next pay days.

The new Dividend Watch.

The blue point indicates today in relation to the next upcoming ex and pay days. The center shows a countdown in days until the next pay day. If the next pay day is not yet known the app will estimate it from the previous pay days. The dividend watch provides you a visual overview of the upcoming payments and dividend ex-dates.

New Welcome Screen

We have a new welcome screen that is shown during the first start-up of the app. It improves the on-boarding of the user and explains what the app can do and is not intended to do. It also requires the user to accept the Terms of Use as well as the Privacy Policy in order to use the app.

The new welcome screen.

Bugs

Splits did not affect dividend payments

There was a bug in the calculation of history dividend payments. The bug affected stocks with share splits. The splits were not applied properly to the dividends.

Internal Data Management

We fixed a bug in the internal data management. It made the app request too much data that was actually not required.

Others

There were several other small issues we fixed or improved.

The 22 Dividends app is available for:

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