Categories
Release

Release Notes Version 1.8.2

We just published version 1.8.2 of the 22 Dividends app. We fixed and improved several minor issues. The biggest change was the improvement of the YOC and cashflow computations.

Features

Display Currency

Users can now choose the Brazilian Real (BRL) as display currency. The display currency can be different from the currencies of the stock exchanges your stocks are traded at. The display currency is interesting for people who use other currencies than the USD in their everyday life.

New Transaction Flavor Icons

We updated two of the harvest and limit-loss flavor icons to better distinguish them:

Harvest: Sell shares with a gain. The position is not closed.
Limit-Loss: Sell shares with a loss. The position is not closed.

For more information on transaction flavors please see: Transaction Flavors.

Edit Transaction Page

The number fields of the edit transaction and new transaction pages are no longer limited to two decimal places.

Cashflow and YOC Computation

We improved the computation of the “yearly dividend per share” value.

The computations of the cashflow and YOC are based on the yearly dividend per share value. We will publish an extensive article which explains all internal calculations.

See also: dividend yield

Dividend Calendar Help Page

We added a help page to the dividend calendar page. The help page explains how the different values are computed and visualized.

Pay Day Help Page

We added a new help page to the pay day page. The help explains the new computation of the YOC values in different parts of the app.

See also: dividend yield

Bugs

Display Currency

The display currency was not properly applied to the portfolio page.

Dividend Watch

The dividend watched showed a “n/a” label when the previous dividend was “too far” in the past and the next one was not yet announced.

Split-Adjustment of Dividends

There was an issue with the adjustment dividend payments to dividend splits when the split was “too long” in the past. We improved the update mechanism.

Dividend Calendar

The pay day icon that gets shown when a stock pays dividends was also shown for years in the past. Now, it should only appear for the current year.

The 22 Dividends app is available for:

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Categories
Books

Dividend Growth Machine

People think they act rationally with their money and investments, but they don’t. You don’t. And I don’t, either.

Nathan Winklepleck

In the first part Nathan derives the ideal properties of the perfect retirement strategy.


The second part dives into dividend growth investing and shows how it gets close to the perfect retirement strategy.


The author also explains concepts like dividend yield and dividend growth as well as how dividend reinvestment fueles the exponential growth of your dividend cashflow.


The final part discusses how to put the dividend growth investing strategy into practise.


We recommend you this book if you are new to dividend growth investing. It also helps you to understand the concepts implemented in the 22 Dividends app.


The book is compact: you should be able to finish it easily on a weekend.


Nathan offers the book as free PDF on his homepage. If you want to support the author as well as us you can use the affiliate link to Amazon where you can find an ebook as well as a paperback version.

Amazon Affiliate

Free PDF

Categories
Release

Release Notes Version 1.4.0

Version 1.4.0 is a mayor update that brings many improvements like a new color theme and a redesign of the portfolio screen with dedicated views for “Cash Flow” and “Value Gain”. We also improved the performance and fixed several bugs. Here is an overview:

Features

New Design

We changed the color theme of the app. We no longer support a separate dark and light themes. To be honest, the old dark theme was not very appealing. If there is a demand for it we might introduce a new dark theme in the future. Currently, we want to focus on one theme only.

New Portfolio Screen

The portfolio screen is the central place of the app where you get an overview of the stock positions in your portfolio. Instead of having one complex view we split-up the old view into two new views.

The new portfolio screen of the 22 Dividends app.
  • Value Gain View: The value gain view highlights several important value related to the share price and the value appreciation of your stock position. See below for more details.
  • Cash Flow View: The cash flow view shows values related to the dividend payments you receive by a company. See below for more details.

Value Gain View

The value gain view is designed to provide you a compact of the value appreciation of the stock positions in your portfolio.

  • Value Gain: The amount of money you gained or lost since you purchased the shares. The green or red triangles indicate a winning or a loosing position.
  • Value Gain (%): The ratio between the value increase or decrease of your stock position in relation to the average purchasing value. It is the same value as “Value Gain” just expressed as percentage.
  • Avg. Share Price: The average price per share you payed for your position. It is computed across all transactions for a stock in your portfolio.
  • Mkt. Price: The current price per share at the stock exchange. So, you can easily see where the shares currently trade in comparison to your average share price.
  • 52 Week Min/Max: The 52 week min/max bar shows you the current price per share in relation to the minimum and maximum share price during the previous 52 weeks. It helps you to spot buying opportunities and also reduces possible distractions by the daily volatility in the stock market.

Cash Flow View

The “Cash Flow” view of the portfolio screen visualizes values that help you to evaluate how well your stock position is doing or whether there is a buying opportunity.

The new Cash Flow view of the portfolio screen.
  • Cash Flow: The aggregated annual dividends payed by the stock position in currency (e.g. US Dollar).
  • YOC: The “Yield on Cost” is the ratio between the annual dividends and the purchasing price of the shares. It is expressed in percent. You could say it is the percentage of your initially invested money that you get back each year by dividend payments.
  • Avg. Start Yield: Well run companies increase their dividend payments regularly. Thus, the YOC increases over time without doing anything – just holding the shares. The “Average Start Yield” is the average YOC of each share at the point in time when you bought them. The difference between the current YOC and the Average Start Yield shows you the dividend increases or decreases since you bought the shares.
  • Mkt. Yield: The Market Yield field depicts the current dividend yield if you bought shares now.

Dividend Watch

One new handy feature of the 22 Dividends app is the so called “Dividend Watch”. It visualizes the time between the previous and the next pay days.

The new Dividend Watch.

The blue point indicates today in relation to the next upcoming ex and pay days. The center shows a countdown in days until the next pay day. If the next pay day is not yet known the app will estimate it from the previous pay days. The dividend watch provides you a visual overview of the upcoming payments and dividend ex-dates.

New Welcome Screen

We have a new welcome screen that is shown during the first start-up of the app. It improves the on-boarding of the user and explains what the app can do and is not intended to do. It also requires the user to accept the Terms of Use as well as the Privacy Policy in order to use the app.

The new welcome screen.

Bugs

Splits did not affect dividend payments

There was a bug in the calculation of history dividend payments. The bug affected stocks with share splits. The splits were not applied properly to the dividends.

Internal Data Management

We fixed a bug in the internal data management. It made the app request too much data that was actually not required.

Others

There were several other small issues we fixed or improved.

The 22 Dividends app is available for:

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Categories
Release

Release Notes Version 1.3.2

Version 1.3.2 is a minor release that adapts the 22 Dividends app’s help page to the latest changes.

Features

Help Page

Lately, we create a Facebook group, uploaded tutorials to Youtube, and extended the help available on the homepage. Now, the app’s help page directly refers to those three sources and makes the access easier.

We hope the new sources help you in making the most of the 22 Dividends app.

The 22 Dividends app is available for:

Categories
Social Media

Youtube Channel Online

We now have an own Youtube channel for the 22 Dividends app. On this channel we will publish tutorials for the 22 Dividends app and other videos about dividend investing in general.

Here is our first tutorial about importing stock transactions from Google Sheets into the app.